It is important that we secure our future not only for our own sake but for those who depend on us. If we cannot afford to buy private insurance policies, the government can help us to have it through the Social Security System (SSS). Local employees, businessmen, entrepreneurs, private individuals, and even overseas Filipino workers (OFW) can be a voluntary member. And as a member, it is important to know how being an SSS member could be advantageous to us. We have to know what benefits can we get and how can we avail it.
Here are more points that you should know if you are a voluntary member of SSS:
Members of SSS whom their payment of contributions has stopped due to lack of work or termination, they can still continue with their contributions as voluntary members.
There is no need to register anew or get a new SS number. You can use your existing SS number and pay for the current quarter. No need to pay for the previous years.
Remember the deadline for payment for your SSS contributions as a voluntary member. To know your deadline, you should refer to the last digit of your SS number.
-—If the last digit of your SS number is 1or 2, your deadline is on every 10th of the month.
—3 or 4, every 15th of the month
—5 or 6, every 20th of the month
—7 or 8, every 25th of the month
—9 or 0, every end of the month
You can access your SSS record online. You can go to their website and you may need to provide the receipt from your last payment. If you still don't have an SSS online account, it will take 24 hours to activate it.
SSS online can provide information about your contributions or loan status if you have any and how much contributions you already have.
Important digits that you need to remember for your qualification in SSS benefits and programs:
36 months of contributions to qualify for loans with consistent payments for the previous 6 months.
120 months minimum contributions to have a pension. The bigger your contribution especially in the last 5 years for you to get a bigger pension.
Maternity benefit could be availed 4 times. It is important that you promptly advise SSS of your pregnancy. You can even do the notification via text message.
To be qualified to avail you need to be paying at least 3 months within the last 12 months before the semester of your pregnancy or miscarriage.
*For SSS members with outstanding unpaid loan balances, there is a Loan Condonation which started last April 12, 2018, and will last until October 1, 2018. It is a good opportunity for those who seek loan restructuring and to lessen the penalty.
Please visit the SSS website or any of their offices near your area.
This article is filed under: SSS Email, SSS Main Office, SSS Check Status, SSS Program, SSS Membership
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